Zest AI
AI-automated underwriting.
Overview
Zest AI provides an AI-powered platform specifically designed for credit underwriting. It helps lenders make more accurate and equitable lending decisions by using more data and better math. The platform includes tools for building, validating, and monitoring fair and transparent machine learning models for credit risk assessment, helping lenders increase approvals while reducing risk and ensuring compliance.
✨ Key Features
- AI-automated credit underwriting
- Fair lending analysis and bias mitigation
- Model explainability and transparency
- Automated model validation and documentation
- Integration with loan origination systems
- Compliance with fair lending regulations
🎯 Key Differentiators
- Focus on fair and transparent AI for credit underwriting
- Specialized tools for fair lending analysis and compliance
- Proven ability to increase approvals while managing risk
Unique Value: Provides a specialized AI platform for credit underwriting that helps lenders make more accurate, fair, and compliant decisions.
🎯 Use Cases (4)
✅ Best For
- Fair and transparent credit underwriting for banks and credit unions
- Increasing access to credit for underserved populations
💡 Check With Vendor
Verify these considerations match your specific requirements:
- Organizations outside of the lending and financial services industry
- Use cases not related to credit risk assessment
🏆 Alternatives
Offers a deeper focus on fair lending and compliance compared to general-purpose AI platforms, and more advanced AI capabilities compared to traditional credit scoring methods.
💻 Platforms
🔌 Integrations
🛟 Support Options
- ✓ Email Support
- ✓ Live Chat
- ✓ Phone Support
- ✓ Dedicated Support (Enterprise tier)
🔒 Compliance & Security
💰 Pricing
✓ 14-day free trial
Free tier: NA
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